Speed
Repairing credit fast is a top priority.
Excellence
Quality services reflect success and excellence.
Mortgage
Credit Repair for Mortgage Applicants
Clean Credit Group is partnered with Mortgage bankers, Realtors and Financial Institutions to assist their clients with their credit repair needs. We are proud to enable consumers reach their financial goals and help provide the American dream, becoming a homeowner.
Our program can help you achieve the qualification credit goal quickly! Contact us for a free credit consultation and find out how long it will take for you to become a homeowner! To inquire about your borrowers situation give us a call at 800-420-4946 Ext 14
Free Credit Consult!
Mortgage Credit Repair Process
When you first speak with our credit analysts, he or she will review your credit report from all three major bureaus. The analyst will then explain the personalized credit restoration strategy, and establish a time frame for the restoration process.
With our company, you are empowered and educated by being personally involved in every step of the credit repair process. In addition to this, we also keep your referring loan officer updated with your progress. Once your credit score is raised to meet the qualification guidelines, your loan officer will be notified and the approval process will take place.
Take advantage of our Free Consultation to see how we can help you raise your credit score!
Program overview
- Free consultation and credit analysis.
- Identify the problematic areas.
- Deleting inaccurate information.
- Unique, hands on approach.
- Creditor and debt negotiation.
- Weekly progress updates.
- Fico score increase within weeks.
- Best service guarantee in the industry!
Boost your credit score and save money
- Credit Scores ranging from 620-639
- Credit Scores ranging from 680-699
- Credit scores with a range of 700-759
Scenario: 30 year fixed loan in the amount of $200,000 carries a monthly payment of $1,108. The total interest paid over the life of the loan amounts to $198,970 with a 5.281% APR.
Scenario: 30 year fixed loan in the amount of $200,000 carries a monthly payment of $965. The total interest paid of the life of the loan amounts to $147,527 with a 4.091% APR.
Savings: With a 41 point score increase, the monthly payment savings can jump up to $143 a month. The interest savings amount to $51,443 over the life of the loan, and $1,714.76 annually.
Scenario: 30 year fixed loan in the amount of $200,000 carries a monthly payment of $945. The total interest paid over the life of the loan amounts to $140,179 with a 3.914% APR.
Savings: With a 61 point score boost, the monthly payment savings can jump up to $163 a month. The interest savings amount to $58,791 over the life of the loan, and $1,959.70 annually.
3 Mortgage Tips
Credit Risk
There are no mortgage programs available for consumers with bad credit. In this case, focus on rebuilding your credit score and consider what it will take to make yourself creditworthy.
Picking a Mortgage
It’s important to know these factors when shopping for a mortgage: What you can afford today, what may happen to interest rates in the future, and the amount of risk you are willing to take.
Mortgage Insurance
It’s ideal to put 20% of the purchase price down when buying a home. If you can’t come up with it, your lender will require you to purchase private mortgage insurance (PMI). The PMI typically adds up to 1% of the loan and is a part of your monthly payment.
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