Repairing credit fast is a top priority.
Quality services reflect success and excellence.
Credit Repair Benefits
Bad credit significantly impacts finanical aspects of every day life in a negative way. We understand that life is unpredictable, and every so often it throws you a curveball when least expected. Great credit can turn to bad credit within seconds of missing a payment or simply forgetting about the due date. Pursuing credit repair provides many financial benefits including:
- Great mortgage and refinancing rates
- Lower interest rates on car loans and leases
- Lower insurance premiums
- Greater employment opportunities
- Increasing negotiating power
- And much more!
Credit Reporting Facts
- 70% of Credit Reports contain serious errors or other mistakes of some kind.
- 29% of Credit Reports contain false delinquencies or accounts that did not belong to the consumer – that could result in denial of credit.
- 20% of the credit reports were missing major credit, loan, mortgage, or other consumer accounts that demonstrate the credit worthiness of the consumer.
- 20% of the credit reports contained personal demographic identifying information that was misspelled, long-outdated, belonged to a stranger, or was otherwise incorrect.
Credit Repair Process
Our credit repair service is designed to achieve quality results in the shortest time span possible. We utilize the Fair Credit Reporting Act to uphold our clients legal rights and ensure that appropriate credit corrections are applied accordingly.
Clean Credit Group offers a multitude of options that address a variety of credit repair scenarios fitting every clients need. The following, are options which are integrated into our credit repair services.
- Challenging items which are deemed inaccurate with the 3 major credit reporting agencies.
- Creditor intervention, which results in making a mutual agreement through the appropriate channels, to remove negative items from your credit report.
- Debt negotiation, provided for clients who are looking to save money on the unsecured debt amounts which are in collections or in bad standing.
- Debt validation, is utilized for collection agencies to provide the burden of proof and the legitimacy of the debt they are collecting on.
- Consumer protection, employs our network of attorneys to ensure our clients rights are protected under the Fair Debt Collections Practices Act.
- Credit Monitoring, enables our credit analysts to monitor your credit for changes that are made throughout the Credit Repair process.
You guys did fantastic work! My family and I will be forever thankful, our credit scores are now over 700 and we are first time home owners. Your Credit Repair service did wonders. Thank you so much!
Mary & Tim S. – Florida
Identity theft destroyed our credit history and you guys helped us restore our good name. We finally refinanced and lowered our payment significantly. Thank you for all of your hard work!
Joe & Lucy P – Texas
Thank you for helping us increase our credit score. We were hesitant at first, but our Loan Officer advised your credit repair team was the best. Signing up with you was the best decision that paid off incredibly fast. Great work!
Adam & Kayla P – California
Your credit repair service is awesome! Your team enabled my wife and myself to buy our first house, we will be forever thankful.
Credit Repair for Loan Applicants
Credit Repair for Loan Applicants is a fast paced service that we provide exclusively to clients looking to qualify for Mortgage related services. Our mortgage credit repair department strictly focuses on providing this exclusive service to clients looking to repair their credit, in efforts to buy a house or refinance an existing loan.
If you are currently not working with a loan officer, we have working relationships with mortgage bankers throughout the nation. Once your credit is repaired, we can refer you to a mortgage lender in your area to begin the pre qualification process.
Bad Credit Items
Inaccurate and questionable items can cause severe damage to your credit score. With the immense knowedge of the FCRA, we have successfully helped clients remove the following bad credit items:
- Late Payments
- Tax Liens